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Tuesday, July 24, 2007

Avoid The Lure Of Application Lies

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If like many people you see car insurance as a “grudge purchase”, as described by the head of insurance at comparison website uSwitch, then you may well have been tempted to tell a few small porkies on your application in order to get a lower quote.

If this is true then you are not alone. Recent surveys suggest around 10% of applicants lie in order to get cheaper car insurance.

Popular untruths include age, address and where the vehicle is parked; all factors that can have a significant impact on your car insurance quote. A small but increasing number of people have even started not declaring bans for offences such as speeding or drink driving.

Despite the enticement of a lower premium lying on you application is ill-advised. While it could save you money in the short term it is likely to hit your wallet severely should you insurance be deemed invalid in the event of a claim.

This is too big a risk to run, if you want to get cheaper motor insurance (and lets be honest, who doesn’t) take the time to shop around and compare as many quotes as possible. This is a far better way to make a saving and won’t land you with a huge bill should a claim be necessary.

Post Title Avoid The Lure Of Application Lies

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